Terms and Conditions STM88

By using the stm88 platform, you confirm that you have read, accepted, and agreed to these Terms and Conditions in their entirety without exception. These terms apply to all platform users, whether as a casual visitor or a registered member actively using our gaming services.

If you do not agree with any part of these Terms and Conditions, you are required to stop using the stm88 platform immediately. stm88 reserves the right to update or modify these terms at any time without prior notice to users, and it is your responsibility to review this page periodically to ensure you remain in compliance with the latest version.

These Terms and Conditions should be read together with Privacy Policy and Responsible Gaming Policy us, all of which form part of the entire agreement between you and STM88.

To register and use the stm88 platform, you must meet the following eligibility requirements:

• Be at least 18 years old at the time of registration. STM88 maintains a strict zero-tolerance policy toward underage users.
• Acting in your own personal capacity and not as a representative or agent of any third party.
• Not prohibited by local or international law from using online gaming services.
• Have never had an account closed or been banned from using the stm88 platform or any related platform previously.
• Register only one account only — holding multiple accounts is strictly prohibited.

The stm88 account registration process is straightforward and can be completed in just a few minutes. However, there are a few important points you should understand regarding account verification:

All information provided during registration — including full name, phone number, and payment details — must be accurate, complete, and kept up to date. stm88 reserves the right to request additional verification documents (KYC) at any time, particularly before processing withdrawals that exceed certain limits.

Documents that may be requested during the KYC process include:

• A valid copy of your MyKad or passport
• Bank statement or proof of address dated within the last 3 months
• Screenshot or proof of ownership of the payment method used

Failure to submit the requested documents within the specified period may result in account suspension or termination. STM88 conducts all KYC processes in strict confidence in accordance with our Privacy Policy.

Stm88 supports a variety of popular local payment methods in Malaysia including FPX, DuitNow, Touch 'n Go eWallet, GrabPay, and Boost. All financial transactions are processed through secure channels protected by 256-bit SSL encryption.

Deposit Terms:

• The minimum deposit is RM 30 per transaction.
• Funds will be credited to your account within 1 to 5 minutes after payment is confirmed.
• All deposits must be made using a payment method registered in your own name — third-party deposits are not permitted.
• Stm88 does not charge any additional fees for standard deposit transactions.

Withdrawal Terms:

• The minimum withdrawal amount is RM 50 per request.
• Withdrawals are processed within 5 to 15 minutes for e-wallet methods, and up to 1 business day for bank transfers.
• Members must have completed the KYC process before their first withdrawal is approved.
• Stm88 reserves the right to request additional verification for withdrawals exceeding limits set from time to time.
• Funds may only be withdrawn to a bank account or digital wallet registered in the same member's name.

Stm88 offers a wide range of attractive bonuses and promotions for both new and existing members. Each bonus is subject to its own wagering (rollover) requirements and withdrawal limits. It is the member's responsibility to read and understand the specific terms of each promotion before claiming it.

General Bonus Terms:

• Each bonus may only be claimed once unless otherwise stated in the relevant promotion terms.
• Bonuses cannot be transferred between accounts or converted directly to cash without fulfilling the wagering requirements.
• Stm88 reserves the right to void any bonus if there is evidence of promotional abuse, fraud, or attempts to deceive the system.
• The wagering (rollover) requirements for each bonus are clearly stated on their respective promotion pages. Make sure you check before claiming.
• The welcome bonus for new members may not be claimed more than once, even with a different account.

Stm88 reserves the right to modify, suspend, or terminate any promotion without prior notice. Any such changes will not affect bonuses already received and currently in the process of meeting wagering requirements.

All games available on the stm88 platform — including video slots, Live Casino, Sports Betting, and Fish Shooting Games — are operated in accordance with the rules and standards set by their respective game providers and stm88 policies.

• The outcome of all games is determined by a Random Number Generator (RNG) system that has been independently verified and audited by iTech Labs.
• Any technical disruption during a gaming session will be recorded by the system. If the disruption results in an unverifiable outcome, stm88 reserves the right to void the round in question and refund the original bet.
• Results displayed on the STM88 platform are final and cannot be disputed unless a verified technical error is confirmed by STM88.
• The use of automation software, bots, or any tools that manipulate gameplay is strictly prohibited and may result in immediate account termination.

For Live Casino games, members are required to follow dealer instructions and maintain a stable internet connection. stm88 is not responsible for losses arising from connection disruptions on the user's end.

The security of your account is a shared responsibility between you and STM88. Our platform is equipped with 256-bit SSL encryption, two-factor authentication (2FA), and a real-time login monitoring system to protect your account from unauthorized access.

As a user, you are responsible for:

• Choosing a strong and unique password for your STM88 account, and not reusing it on other platforms.
• Keep your login details confidential — STM88 will never ask for your password via email, SMS, or live chat.
• Immediately report to our support team if you suspect your account has been accessed without authorization.
• Ensuring that the device you use to access the STM88 platform is free from malware and viruses.

Stm88 maintains a zero-tolerance policy toward behavior that harms the platform, other users, or the integrity of gameplay. The following actions are strictly prohibited and may result in account termination without notice and forfeiture of account balance:

• Fraud and Manipulation: Any attempt to cheat the gaming system, manipulate outcomes, or exploit technical bugs with the intent to gain an unfair advantage.
• Money Laundering: Using the STM88 platform as a channel for money laundering or financing illegal activities.
• Multiple Account Ownership: Registering more than one account, whether using your own identity or another person's identity, to claim multiple bonuses.
• Bonus Abuse: Claiming bonuses using methods that violate promotional terms, including collusion between multiple accounts to maximize bonuses improperly.
• Technical Disruption: Using software or technical methods to interfere with platform operations or gain an unfair advantage in games.

Stm88 reserves the right to suspend or terminate any member account at any time for the following reasons:

• Violation of any part of these Terms and Conditions.
• Failure to complete the KYC process within the specified period.
• Suspicious activity related to fraud or money laundering.
• Requests from relevant authorities in accordance with applicable laws.
• At the member's own request via the self-exclusion option in the responsible gaming program.

Members whose accounts are terminated due to a breach of terms are not entitled to claim any outstanding bonus balance that has not met its requirements. For any valid unwithdraw cash balance, STM88 will process it once the investigation is concluded and no violation is confirmed.

To the extent permitted by applicable law, stm88 shall not be liable for any losses, damages, or claims arising from:

• Platform disruption or unavailability caused by maintenance, technical failure, or factors beyond STM88's control.
• Betting losses arising from valid game outcomes based on the audited RNG system.
• Unauthorized access to your account resulting from your own negligence in safeguarding your login credentials.
• Changes in local laws or regulations that affect the availability of stm88 services in your region.

Stm88 provides this platform on an "as-is" basis and makes no express or implied warranties regarding continuous availability, accuracy of information, or fitness for any particular purpose beyond what is explicitly stated in these terms.

Stm88 reserves the right to amend, update, or replace any part of these Terms and Conditions at any time. Amendments take effect immediately upon publication on this page.

We will endeavour to notify members of significant changes via a notice on the platform or by email to the registered address; however, we cannot guarantee that such notices will be received in all circumstances. It is therefore your responsibility to review this page periodically.

Continued use of the stm88 platform after any amendments are published will be considered your acceptance of the revised terms.

If you have any questions, concerns, or require further clarification regarding these Terms and Conditions, our team is ready to assist you through the following channels:

• Live Chat: Available 24/7 via the live chat button at the bottom right corner of the stm88 platform.
• Email: [email protected] — we respond within 24 business hours.
• FAQ: Visit FAQ page for answers to the most frequently asked questions.